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 - Nicaragua
 - Panama
 - Peru
 - Venezuela
 

WHY BUY TRAVEL INSURANCE

Your vacation can take a year to save for, but only a second to ruin!

There are hundreds of reasons that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling. Below are common examples of what can and does go wrong while traveling.

  • You purchased your tour and flight from different companies. And while your tour will continue as scheduled, your flight has been grounded indefinitely. Who do you call to help you rejoin your tour? 
  • It's 10 p.m. and your family arrives at the airport for a connecting flight, only to find that the flight has been cancelled. How do you get home?
  • Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
  • Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?
  • You're involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
  • If your sister-in-law becomes seriously ill and you need to cancel your trip, what happens to your non-refundable deposits or pre-payments?
  • You arrive in Argentina and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?

NEW COVERAGE OPTION!

You can now cover your entire travel package - even if purchasing your flight from a third-party vendor - with one travel insurance purchase when booking through Freegate Tourism. Generally, you would have to purchase separate coverage for third-party flight bookings when using other tour operators.

Contact your Freegate Tourism agent today to include Travel Guard' s travel insurance protection program on your next vacation.

WHAT's INCLUDED?

Coverage may be purchased any time up to 24 hours before departure. The package includes the following coverage*.
* Insurance coverage subject to limitations, exclusions and terms and conditions of policy.

Tour Cost: Trip Cancellation & Interruption
Covers you if you cancel or interrupt your trip for a covered reason.

$500: Travel Delay
Reimburses you up to $100 a day for additional accommodations or travel expenses if you are delayed for more than 12 hours.

$1,000: Lost, Stolen, or Damaged Baggage & Personal Effects
Reimburses for loss, theft or damage to your luggage and possessions while on a covered trip.

$10,000: Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.

$25,000: Emergency Medical Transportation
Covers evacuation and transportation to the nearest adequate medical facility.

$25,000: Accidental Death & Dismemberment
Coverage against unforeseen injury or loss of life while traveling.

Travel Guard® Assist
Offers emergency assistance for your peace of mind anywhere in the world.

LiveTravel
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

Live messaging
Relay of any e-mail or phone message to family, friends or business associates.

Emergency Cash transfers
Assistance in coordinating an emergency cash advance.

Pre-trip travel advisories
Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information - all for your planned destination.

FREE Lost Baggage Tracking
Assists in locating lost or stolen possessions.

Non-insurance services through Travel Guard® Assist are provided by Travel Guard®.

You automatically get the following benefit at no additional cost when you purchase your Insurance Protection Plan within48 hours of making your initial trip payment:

  • Pre-existing medical condition exclusion waiver - You don' t have to worry about pre-existing medical conditions.


WHAT DOES IT COST?

The cost of insurance coverage depends on the total cost of your tour/ vacation package:
Tour Cost
Plan Cost
Per Person
Per Person
$ 0 - $1,500
$97
$1,501 - $2,500
$154
$2,501 - $3,500
$216
$3,501 - $4,500
$278
$4,501 - $5,500
$350
$5,501 - $6,500
$420
$6,501 - $7,500
$490

Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company (NAIC #19445), or American Home Assurance Company , a New York Insurance Company (NAIC #19380), with their principal place of business at 70 Pine Street, New York, NY 10270. Both are members of the AIG Companies® and are currently authorized to transact business in all states and the District of Columbia. The Policies will contain reductions, limitations, exclusions and termination provisions. All coverages may not be available in all states. Non insurance services are provided by Travel Guard®. Travel Guard

Click here for complete coverage description

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