Your vacation can take a year to save for, but only a second to ruin! There are hundreds of reasons that could cause you to cancel your trip, return
home early or force you to seek emergency medical treatment while traveling.
Below are common examples of what can and does go wrong while traveling.
- You
purchased your tour and flight from different companies. And while
your tour will continue as scheduled, your flight has been grounded
indefinitely. Who do you call to help you rejoin your tour?
- It's
10 p.m. and your family arrives at the airport for a connecting
flight, only to find that the flight has been cancelled. How
do you get home?
- Your
bag was lost with your insulin inside. You need help to locate
your bag as soon as possible and have your emergency prescription
filled.
Who do you call?
- Your
first visit to Europe, and your passport and wallet are stolen.
Where do you turn for emergency cash, and how will you get your
passport
replaced?
- You're
involved in an accident and adequate medical treatment is not
available. Who will help arrange and pay for a medical evacuation?
- If your
sister-in-law becomes seriously ill and you need to cancel your
trip, what happens to your non-refundable deposits or pre-payments?
- You
arrive in Argentina and your luggage doesn't. If it's lost, who
will help you find it? If it's delayed, who will pay for your
necessities?
If it's stolen, who will pay to replace it?
WHAT's INCLUDED?
Coverage may be purchased any time up to 24 hours before departure.
The package includes the following coverage*.
* Insurance coverage subject to limitations, exclusions and terms
and conditions of policy.
Tour Cost: Trip Cancellation & Interruption
Covers you if you cancel or interrupt your trip for a covered reason.
$500: Travel Delay
Reimburses you up to $100 a day for additional accommodations
or travel expenses if you are delayed for more than 12 hours.
$1,000: Lost, Stolen, or Damaged Baggage & Personal
Effects
Reimburses for loss, theft or damage to your luggage and possessions while on a covered trip.
$100: Baggage Delay
$500:
Missed Connection
$25,000: Medical Expenses
Covers necessary medical expenses up to one year after the
sickness or injury, provided you sought initial medical treatment
while on your trip.
$100,000: Emergency Medical Transportation
Covers evacuation and transportation to the nearest adequate
medical facility.
$25,000: Accidental Death & Dismemberment
Coverage against unforeseen injury or loss of life while traveling.
AIG Travel Assist
Offers emergency assistance for your peace of mind anywhere in the world.
LiveTravel®
24-hour hotline to make emergency travel changes, such as
rebooking flights, hotel reservations, tracking lost luggage and
more!
Live messaging
Relay of any e-mail or phone message to family, friends or
business associates.
Emergency Cash transfers
Assistance in coordinating an emergency cash advance.
Pre-trip travel advisories
Around-the-clock access to passport, visa, inoculation and
vaccine requirements; travel advisories; embassy and consulate contacts;
travel health advisories; weather and currency information - all
for your planned destination.
FREE Lost Baggage Tracking
Assists in locating lost or stolen possessions.
Non-insurance services through Travel Guard® Assist are provided by Travel Guard®.
You automatically get the
following benefit at no additional cost when you purchase
your Insurance Protection Plan within 24
hours of
making your initial trip payment:
- Pre-existing medical condition exclusion waiver - You don'
t have to worry about pre-existing medical conditions.
WHAT DOES IT COST?
The cost of insurance coverage depends on the total cost
of your tour/ vacation package:
|
Tour
Cost
|
Plan Cost |
Per Person |
Per Person |
$
501 - $1,000 |
$74 |
$1,001
- $1,500
|
$93
|
$1,501
- $2,000 |
$129 |
$2,001
- $2,500
|
$164
|
$2,501
- $3,000 |
$200 |
$3,001
- $3,500 |
$235 |
$3,501
- $4,000 |
$270 |
$4,001
- $4,500 |
$305 |
$4,501
- $5,000 |
$340 |
$5,001
- $5,500
|
$407
|
$5,501
- $6,000
|
$445
|
$6,001
- $6,500
|
$483
|
$6,501
- $7,000
|
$517
|
$8,001
- $9,000
|
$655
|
$9,001
- $10,000
|
$731
|
$10,001
- $11,000
|
$805
|
$11,001
- $12,000
|
$884
|
$12,001
- $13,000
|
$960
|
$13,001
- $14,000
|
$1,037
|
$14,001
- $15,000
|
$1,114
|
Insurance is
underwritten by National Union Fire Insurance Company of
Pittsburgh, Pa., a Pennsylvania Insurance Company
(NAIC #19445), or American Home Assurance Company , a New
York Insurance
Company (NAIC #19380), with their principal place of business
at 70 Pine Street, New York, NY 10270. Both are members
of the AIG Companies® and are currently authorized to transact
business in all states and the District of Columbia. The
Policies will contain reductions, limitations, exclusions
and termination provisions. All coverages may not be available
in all states. Non
insurance services are provided by Travel Guard®. 
Click here for complete coverage description
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